Free Tool
Net Worth Calculator
Net worth, assets minus liabilities, is the real scoreboard of building wealth. Enter your numbers below to see yours instantly.
How do I calculate my net worth?
Add everything you own at its current value, then subtract everything you owe. What remains is your net worth, positive or negative.
Worked example
With $19,000 in assets (cash, investments and a car) and $7,000 in liabilities (credit card and a loan), your net worth is $12,000. Tracking this number quarterly shows real progress over time.
FAQs
How do I calculate my net worth?
Add up everything you own, cash, savings, investments, property and vehicles at resale value, then subtract everything you owe, including credit cards, loans and mortgages. The result is your net worth.
What is a good net worth for my age?
There is no universal number, but a helpful benchmark is having a net worth equal to your annual income by your 30s and several multiples of it by retirement age, growing steadily each year.
How often should I track net worth?
Quarterly is enough for most people. It smooths out short term market noise while still showing your real trend over time.
Keep learning
Explore free training, or read How to Build Wealth From Zero and How to Get Out of Debt.
PleniSeed provides educational information and does not provide individualized financial, investment, tax or legal advice.