Tools
Practical tools for faithful stewardship
Free, no-fluff tools to help you see your money clearly and take the next right step.
Primary tool
Take the free assessmentFinancial Health Score
Answer 18 quick questions and get a personalized score across seven areas of stewardship, plus practical next steps built just for you.
Budget Planner
Give every dollar a job across essentials, giving, saving, investing and enjoyment.
Try it freeDebt Payoff Calculator
Compare avalanche and snowball strategies and see your payoff date.
Try it freeEmergency Fund Calculator
Find out how much to save and how long it will take to build your buffer.
Try it freeNet Worth Calculator
Add assets and liabilities to see your real net worth in seconds.
Try it freeInvestment Growth Calculator
Project compound growth from a starting balance and monthly contributions.
Try it freeMoney Pots Calculator
Split income across the six PleniSeed pots: Live, Give, Grow, Save, Learn, Enjoy.
Try it freeCan I Afford It?
Check a purchase against your income, essentials and savings before you buy.
Try it free